Job Description
Basic Job Information:
Position: Credit Analyst
Job Level: Mid Level
No. of Vacency/s: [10]
Employment Type: Full Time
Location: Jawalakhel, Lalitpur, Nepal
Offered Salary: NRs. 50,000.00 Monthly
Job Specification:
Education Level: Bachelor
Experience Required: More than or equals to 2 years
Professional Skill Required: Sales, Communication, Team work, Problem Solving
Responsibilities:
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Gathers and analyzes loan applicants’ financial data to evaluate risk.
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Assesses creditworthiness of individuals, companies, and institutions.
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Collaborates with other financial experts to approve or deny loans.
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Makes recommendations about whether to increase, adjust, extend, or close lines of credit.
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Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.
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Prepares and presents credit reports.
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Completes quality assurance reviews.
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Gauges market trends.
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Monitors and adheres to collateral compliance covenants.
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Ensures that all loans are made in adherence with federal, state, and local financial regulations.
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Analyzes data to verify information and uncover fraud.
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Helps to update and improve credit rating criteria.
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Authors documents on credit risk and related financial matters.
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Communicates credit decisions and policies to fellow employees and credit applicants.
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Oversees or undertakes document preparation.
